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Using funds in an FSA account to pay for sleeve in Mexico...does anyone know if this is legal and doable using funds b4 March 15 from this year, and $5,000 dollars in next years for surgery in January 2013, or February? Kind of excited about this possibility, but not putting the cart ahead of the horse just yet...lol

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I did exactly that. I had my surgery in February, and I paid for it using my FSA credit card. It is not illegal, I just had to supply a letter of medical necessity and an itemized bill to validate the charge on the card.

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That is a great idea!

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I was self-pay and used my American Express card to pay for my surgery. Membership Rewards points galore!!

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I guess I shouldn't have said credit card, because its really more like a debit card that has FSA funds on it.

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Thank you shoelover, you made my day with your response!

It is very similar to a debit card from banks, or credit unions, being that every pay period you put in a certain amount of money up to the amount allowed by govt. per year, which adjusts your gross income for taxes. But the money you put in this account can only go towards medical bills insurance doesn't cover, prescriptions, co pays etc... and I believe it can't be used towards cosmetic surgeries. Anyhow you receive a credit/debit card to use in place of paying for services rendered out of pocket then being reimbursed later, you swipe the card and its paid from your FSA!

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I don't know if you can use this years card to for surgery next year. That is something you better research.

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I don't know if you can use this years card to for surgery next year. That is something you better research.

I'm not sure because we have till mid March to use up the funds from the previous year...but yes I should find out for sure if that would apply to having surgery too. Thanks!

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I know this is coming in late....but just in case :) Check with your HR about using 2012 funds in 2013. Several companies that I know of, you CAN roll the funds over, however, they're not available on your card....those you have to he reimbursed for.

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