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Would paying for someone else's band be offensive?
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A bit of a story...
I have a great relationship with my parents, but my mother especially has a lot of baggage around my obesity, for which she blames herself - she wan't there enough, she didn't teach me the right eating habits, she was overweight while I was growing up and was a bad role model, etc.) They came with us to the hospital, in separate cars, and I later learned she cried the whole way because she felt HORRIBLE...as she put it, "I didn't want you to have to go through something as drastic as your first surgery to take control of a problem that's my fault." Basically my mom felt that "My daughter is fat because of me and now she has to undergo something this severe to take care of the situation." I've told her again and again it's not her fault but, well -- she's a mom.
My mom is MO herself, and I know she'd do just about anything to get the weight off. She has said she would get the band if she could, and has asked a lot about the costs. However, her and my father are both state employees, and only have one option for healthcare through a local hospital network that completely condems WLS, doesn't offer any WLS procedures, and certainly doesn't provide coverage for it for employees or customers. They won't even let spare rooms be used for local support groups because they want no association with WLS. My parents also don't make a lot of money. They can provide for their needs, and have a little extra, but that's about it. They could not afford the add'l payment of having the procedure financed.
On the other hand DH and I have it easy, financially. We could pay her expenses out of pocket without a second thought. I mean - crap, DH spent more on my bday present than what the entire cost of her surgery would be. OF COURSE I'd rather have my mom's good health! Here's my rub... we've bought them large/expensive things before, and while they appreciate it, they always feel bad and akward - they're still stuck on "we don't want you kids spending your money on us" mentality. They're pretty old-fashioned in that sense, and adamant that a child not spend their "hard earned money" on the parent.
I know that if I ask my mom if she wants me to pay for her procedure, she will say no because she wouldn't want us to spend our money on her. But she's my mom, and I want her around for as long as possible.. .and her weight is really starting to affect her health. I *know* this would do her good, and she's open to the procedure itself, but sees it as 100% out of reach. I've explained this to her, and told her I want her to be around for me, and to meet her grandchildren, etc. -- but she still won't hear of us spending that much of "our" money on her (as far as I'm concerned, anything we have is theirs too, if they need it, and she knows this).
I've thought about just depositing money to cover the costs into their account, but she'd flip and I know she'd insist on us taking it back.
So I know there are moms & especially banded moms out there... can you give a daughter advice on what would work if you were in my mom's shoes? I'm a fighting for a lost cause? Any suggestions for how else to bring this up?