Medical Tourism Insurance Policy

[Alex Brecher 10,494]

We're happy to announce that we've partnered with two Insurance companies to offer our members inexpensive Medical Tourism Insurance.

1) Novamar Insurance offers our members a fantastic and inexpensive medical tourism insurance policy.

Why you need Medical Tourism Insurance

While surgeons and hospitals take every precaution to protect your safety, the possibility of a complication exists for every surgery in any country, due to the natural conditions of a patient. Because the medical procedure is self-paid, patients will also be required to cover additional expenses should a complication occur during the procedure.

Our Medical Tourism Insurance Policy

A Medical Tourism Insurance Policy is as important as your Passport when it comes to security and added peace of mind.

Whether your medical procedure is cosmetic or not, Our Medical Tourism Insurance provides you the peace of mind you deserve by covering the extra medical, hospital, and lodging expenses resulting from a medical complication that occurs during a covered treatment in Mexico.

-These are some of the benefits offered by our policy:

Medical complications expenses: $160,000.00

Additional daily hospital room *: $120.00Per day / Max. 10 days

Additional medical consultations *: $40.00 Per consultations / Max.10 consultations

Travel and accommodation daily expenses *: $120.00 Per day/ Max. 10 days

Additional travel expenses: $160.00

Accommodation and plane ticket for non-scheduled visit to the doctor up to 12 months later : Included

Travel Assistance 24/7: Included

Travel Liability: $20,000.00

*The amounts expressed for these coverages are above the $160,000 USD limit. Coverage

Limits(USDollars)

Our policy is underwritten by ACE, a worldwide leader in the global insurance industry with operations in 54 countries.

The financial strength of ACE has allowed us to offer 2 great benefits to our clients:

1. Direct payment to most hospitals and doctors in Mexico.

2. One of the highest coverage limits of a policy of this kind in the world.

Medical Tourism Insurance - Brochure.pdf

Comparison chart Medical Tourism Insurance.pdf

NOVAMAR ACE MEDICAL TOURISM INSURANCE PRODUCT SPECIFICATIONS FINAL.pdf

How to buy it

1. Click to purchase your Medical Tourism Insurance policy here.

2. Answer three simple questions and our online system will return a quote in a matter of seconds.

3. Fill out the required fields, make the payment by credit card and receive your policy by email immediately.

-For your convenience, we have the option to purchase your policy with up to 30 days in advance of your medical procedure or even one hour before it starts.

-Along with your policy, you will receive claim filing information that will explain how to file a claim and receive immediate attention should you need assistance.

Novamar Insurance Mexico is a Founding Member of the Board of Medical Tourism in Mexico, and has been present at the Annual Medical Tourism Congress for the last five years among other international events. Novamar is, so far, the only company in Mexico that provides this type of insurance policy.

Novamar Insurance Mexico is an affiliate company of Novamar Insurance Group, Inc.a company based in the U.S. and founded in 1987. Our experience and reputation over the last 28 years translates into excellent relationships with domestic and international underwriters, which allows Novamar to provide the best insurance solutions at the most competitive premiums.

2) Global Protective Solutions Insurance offers our members a fantastic and inexpensive medical tourism insurance policy.

Here's an approximate cost. You'll receive an exact cost once you complete the free online insurance quote.

Capital Sum Limit $50,000 $100,000 $150,000 $200,000 $250,000

Cost $394.00 $677.00 $961.00 $1245.00 $1528.00

When travelling abroad most people buy a travel insurance policy which insures them against things like theft, accidents and flight delays. If deciding to have medical or dental procedures overseas it can be a good idea to combine travel insurance with a type of medical insurance that insures you if having elective medical procedures overseas.

BariatricPal has looked at many of these insurance packages and we feel that Global Protective Solutions offers a very comprehensive package that can be tailored to your specific needs. GPS has developed and discovered insurance solutions for medical tourists and the medical tourism industry. GPS provides benefits for participating medical tourists or medical travelers from almost any country for accidents and complications.

Even with the best surgeons and best hospitals medical procedures always carry a certain amount of risk so we would urge you to think about taking out this type of insurance. You can read more and apply for a quote directly through the following link.

GPS Individual-medical flyer11-09.pdf

Combined Coverage Highlights-Summary Illness FUO 1-2015.pdf

Medical Insurance for Medical Tourism Patients has been developed to provide a product to insure the “deep pocket” expenses that may result from a complication of a medical tourism event. It was not designed to cover baggage, change fees for tickets or other minor trip related expenses. The purpose was to help insure larger financial hardships that may occur should an accident or complication from a covered procedure result in a more significant loss.

In addition to the regular travel accident exposure, our coverage has been enhanced to include results of a covered complication where indicated for up to 6 months after the initial procedure. You will find most policies only include corrective procedure limits for complications of a covered medical procedure and they typically exclude complications from the rest of the policy coverage.

Complication means Bodily Injury from a Medical Procedure incurred whiles an Insured Person is travelling for the purpose of receiving medical or surgical treatment outside the Insured Person’s country of residence. Complication does not include undesired outcomes or a failed procedure. A complication that causes death can not be the result of a previously undiagnosed medical condition that first manifests itself during the insured Person’s period of travel or within 24 hours of return to the Insured Person’s home country. The complication can not result from the Insured Person’s failure to follow all pre- and post- procedure medical instructions.

[MangoCat 0]

The link does not mention the plane ticket and accommodation up to 12 months later. The max policy term is 30 days. Seems to be a contradiction. I need something longer for piece of mind...

[Alex Brecher 10,494]

The link does not mention the plane ticket and accommodation up to 12 months later. The max policy term is 30 days. Seems to be a contradiction. I need something longer for piece of mind...

 

Accommodation and plane ticket for non-scheduled visit to the doctor up to 12 months later are included. I'll ask them to update the landing page. 

 

I believe the 1-30 days you're referring to is actually your length of stay in Mexico.

[Alex Brecher 10,494]

The link does not mention the plane ticket and accommodation up to 12 months later. The max policy term is 30 days. Seems to be a contradiction. I need something longer for piece of mind...

 

When a client/patient buys a policy, they receive the specifications of the policy, the claim process, the policy and the general conditions. The “specifications” document mentions the plane ticket and accommodation up to 12 months later.

 

The max policy term means the number of days the patient stays in Mexico for the procedure. But regardless the number of days they stay, if a patient has a complication they will receive coverage for 12 months and up to $160,000 USD.

 

 

If, due to a complication, a patient has to come back to Mexico for checkups, the insurance company would reimburse the plane tickets and hotel expenses to the patient as long as they prove that their trip is because of the medical complication covered by our policy.

 

See attached for the brochure.

NOVAMAR ACE MEDICAL TOURISM INSURANCE PRODUCT SPECIFICATIONS FINAL.pdf

[%#LoosingIt?!&- 16]

Where can we find a copy of the "specifications" document you mention? I'd like to confirm what the "Term*" means when you visit the Novamari site. 

[aprillperkins 1]

Does any of the Medical Tourism Insurance Polices cover DS?

[mbuczkowski 272]

@Alex forgive me if I missed it, but the care for complications that arise after I return home must be treated in MX? Hence the flights and reimbursement mentioned above.

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