Bad credit, Helllpp!

[zoey1176 58]

I have bad credit from a previous marriage. My new husband has wonderful credit, but is on unemployment. However he is graduating air condition school in 2 weeks and will be going back to work. I have a surgery date of June 22 and I have my money in place except $2,000 in which I need a loan on for any issues that my arise you never know. Any ideas before I just start filling stuff out? Thank you in advance

[LisaLoseAlotx2 147]

Be careful of the loan companies. I was "curious" what I could get. So I went through Medical financing that will go international (into mexico). I have to be honest, the terms were CRAZY.

I have decent credit and if I finance $4,700, I can do one of two things.

1. Pay $695 up front, I finance $5,800 same as cash at 19.9% for 12 months (now mind you, they just made $1,100 if I don't pay immediately)

2. 6 months same as cash and I finance $5,900 same interest (they just made $1,200 instantly)

Neither is a good deal. I am not about to hand any financing company $1200 of my money just for filling out paperwork and giving me money.

good luck

[NurseGrace 509]

I would not finance.

[mooregirl 74]

I got a second job to pay for mine. I have to wait until July but it seemed better than financing.< /p>

[prettysleeve 1]

I got a second job to pay for mine. I have to wait until July but it seemed better than financing.

I'm taking a loan against my 401k at least the interest rate is cheaper

[Francgutierrez 12]

Sell things you dont need...

[zoey1176 58]

Thank you, we are having a garage sale and saving pennies till then. If its meant to be everything will work out.