Insurance Question

[KassieRose 60]

Hey so I'm new here. I have a question about insurance coverage. I have Blue Cross Blue Shield of Kansas. I'm 19 years old, 5'9'' and 340 pounds. Pretty healthy. My BMI obviously higher than 40. Can anyone tell me what they think my chances are of getting the lapband covered by my insurance? Thanks!

[728newlife 2]

Hey there!! I have BCBS of North Carolina and I didn't have to do anything but prove 5 years of obesity in my medical history. It was considered as any other medical surgery. I do not know how Kansas is, but I would almost guarantee that it's covered. I am 28 and my BMI was over 40 as well. Hope it works out, you won't regret it!! Good luck

[sam3841 57]

I have the same insurance. I called them about a year ago and they said they don't cover any wls not even seeing a nutritionist. I hope you had better luck than I did.

[SecondHandRose 0]

I found out that you can have insurance and it varies per plan if they will cover weight loss or not. I was able to have the lap band due to hubby being in management. Another person there, not in management, was denied coverage for WLS.

[CruiseGirl2011 1]

Hey there!! I have BCBS of North Carolina and I didn't have to do anything but prove 5 years of obesity in my medical history. It was considered as any other medical surgery. I do not know how Kansas is, but I would almost guarantee that it's covered. I am 28 and my BMI was over 40 as well. Hope it works out, you won't regret it!! Good luck

How long did your insurance cover fills? I am in NC and had my first fill today. I have lost 15.5 lbs in one month and am very happy!

[bellaloco 13]

it really depends on the actual plan you are on, not necessarily your insurance company. if you have insurance through your employer, your employer may or may not have purchased some kind of benefit rider that covers wls. check with your hr department at your work for more information about your specific benefits. if you are on a personal plan (one not sponsored by an employer, there is a good possibility it is a general exclusion on your plan. insurance companies almost never cover something that is specifically excluded from coverage, no matter what your bmi is.

good luck.

[gladiatrix83 0]

Your Chances are 100%.

Hey so I'm new here. I have a question about insurance coverage. I have Blue Cross Blue Shield of Kansas. I'm 19 years old, 5'9'' and 340 pounds. Pretty healthy. My BMI obviously higher than 40. Can anyone tell me what they think my chances are of getting the lapband covered by my insurance? Thanks!

[KassieRose 60]

Wow, I totally forgot I had even made this thread. Well, my insurance did cover it (all but my 500 dollar deductible) and here I am almost 2 weeks post op and feeling great, down 13 pounds!