When do you know you are approved?

[Lelly 20]

Now, it may just be that I was up all night with a sick husband, or the fact that I completely kicked caffeine, but this question hit me about 5 minutes ago. I haven't seen one like it, so here goes nothing.

I have state insurance. It has been a HUGE hassle to get this ball rolling, but roll it I did. I meet my surgeon in just over a month, and I am curious if that means my insurance already approved for me to have the surgery. I had to have prior autorizations and information from both my PCP and my insurance company to meet with him. Was that prior authorization just to see him or was it for the surgery too?

Anyone willing to help answer a sleep deprived worrier?

[robga999 129]

call your insurance company.i went thru all the testing and appts and thought I was approved because ins covered everything.then im scheduled and 2 weeks before my ins denied me.i was so upset.then my doctor appealed and I got the approval yesterday.my advice is to keep calling your ins company until they tell you, otherwise you will be on a roller coaster like I was when it was apealled.

[Lelly 20]

Congrats on the approval. I definately will be calling them then. Good luck on your surgery and thanks.

[Miss Mac 6,261]

So.....you were up thinkin' when you ought to be sleepin'

I called my insurance company two days after the doctor's insurance coordinator submitted my packet. I had already been approved! Then I called the doctor's office, and was told that they had not heard anything yet, and that the coordinator would be on vacation for two weeks. A couple of days later, I received in the mail a letter of approval from the insurance company and a guarantee of approval for five days in the hosptal, if needed. I faxed that letter to the doctor's office and got a call that afternoon to schedule my appointment. All of that was done before the coordinator even had time to put her sun lotion on!