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I think the "retail price" was about $50K for hospital, surgeon etc. But insurance paid $30K after their discounts/contracts etc. I had to pay 20% of the 30K but my max out of pocket per person is 2800 so that's what it cost. Your program should charge no more than the portion they contract with insurance and THEN apply the max 15k. I doubt the other insurance companies for other patients pay the full 50K there has to be an insurance discount.

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My surgeons office billed my insurance over $50000 for pre-op, scoping, surgery and all post- op fill visits. They then asked if I would like to finance $5500 for the next 3 years.

That amount is totally believable.

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I was self pay completely. This procedure isn't covered by insurance in Canada. I paid $15K.

It is covered in Alberta. I didn't have to pay a cent.

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wow can I empathize with you. The only thing I can say is at least you found out BEFORE you had surgery!. I was approved and had surgery (revision from lapband to sleeve) in November 13. I was hospitalized 4 days due to complications. A few weeks later I get a bill for ..... wait for it.... $132,000. So I have a major anxiety attack and call my insurance who tells me they indeed did approve the surgery but my policy only covers up to $25,000 per life time. They never told me that nor did they tell the program coordinator at the hospital I went to. Now, I have to tell you, the hospital did "reduce" my bill to $47,000. That was nice of them. When I called to make payment arrangements, the lowest they would accept per month was $800.00. That just isn't going to happen, I'm a social worker who works for a non profit agency. Scary stuff.

Omg! That is extortion!!! I am so sorry

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