Personal Loan Or Care Credit

[kstalvey 15]

So I'm self pay and one friend said that getting a personal loan was cheaper with interest than the care credit anyone else out there finding the same thing my credit is great so I'm not worried about that just want to get the cheapest interest rate.

[msa 0]

Care Credit is tricky.( we use them in our medical office)..their rates can be ok but you need to be careful. The wording on their plans can you to believe you don't have to make a payment for six months, (only in the fine print does it say their is a minimum monthly payment) If you are late on a payment it goes back to the default interest rate which is obscenely high. I have also seen patients not receive initial statements until after the first payment is due. You just need to be one step ahead of them and you should be all right!

[kansasgirl 96]

Definetly go with a personal loan.. i got one from my credit union and it was alot less than any of the banks or a financing company