Does anyone know if you can pay off your Care Credit balance early and not have a penalty?

For example, if I finance 5000 over 36 months & then 3 months later I have enough cash elsewhere to pay it all off, would I just be able to pay the remaining balance of the 5000? Or would I owe 6238 (the total amount I would have paid CareCredit over the life of the loan)?

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But, you Doc has to accept CareCredit, right?

But' date=' you Doc has to accept CareCredit, right?[/quote']

Yes, that's correct.

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I want to know people's experiences with care credit , I have to finance $15,500 and this may be my only hope. Thanks

One of my niece's friends used it for her surgery. I don't know the details, but she loved it!

Thanks IMSKINNY! I got approved for $5000 through glamour credit, but I really want one lump some loan, not 3 different loans.

Thanks IMSKINNY! I got approved for 5000 through glamour credit' date=' but I really want one lump some loan, not 3 different loans.[/quote']

Sweetsusie, do you feel that Glamour Credit is legit?

Honestly, not quite sure, my doctors office recommended them do that's why I tried. I have to check with care credit . I hope I get approved. I've never needed anything this much!!

Well looks like I've been denied and I'll be sleeveless. It's the worst feeling in the world.... Nobody will help me and no one wants me having surgery. I guess everyone's wish, except mine, came true

CareCredit is great. It goes through GE Capital. I applied on line and put in the amount i wanted and hit submit, and immediately came back with my approval code and account number. Since my doctor was not offering any type of a promotion, careCredit gave me 6 month with no interest. No penalty if paid off early.

Apply on their website and approvel is instant.

I tried hun, I got denied instantly. ;(

Sorry that happened:(

Thank you for caring

Caveat: I haven't read what the previous posters suggested.

Have you tried applying for a loan through your local credit union? I am fully financed and am only paying 2% in comparison to what Carecredit may offer. They also allowed me to consolidate my credit card bills into my financing which was a huge plus.

I'll have to look into a credit union since I only have a regular checking and savings. Thanks