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What did your lap band cost out of pocket?

Hello right now I have no idea if my insurance is going to accept my appeal cuz they excluded all obesity related surgeries out of my plan. The doctor I called and asked how much it would cost said it was $30,000 I have no idea if that is what they charge insurance or if that's self pay. So I'm kinda shopping around to see where different prices are and where you had them done. If you could help me I would appreciate it. Thanks!!! :-)

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I'm from Illinois. Just got my bill the other day... 30,000... However I had reached my Deductible for the year... So mine was free! First 3 months of visits and fills are included!

Had mine done in Mexico by Dr Alberto Aceives. Total cost was 6500.00 which incl 2 night stay in a hospital, not a clinic. Highly recommend him. Him and his assist and the staff were very caring. I was banded on the 7th of Jan.

I am curious how you made out? You said in another post that you could get on your own insurance? Is that through your job? If weight loss surgery is a contract exclusion then your chances of getting an appeal approved are very slim. In addition, you would need to go off hubby's insurance and on your own during open enrollment. It would not be considered fraudulent to be on your own plan for a year or two. Definitely talk to someone at the insurance company you would be going to to see if WLS is covered. Good luck.

  • Author
I am curious how you made out? You said in another post that you could get on your own insurance? Is that through your job? If weight loss surgery is a contract exclusion then your chances of getting an appeal approved are very slim. In addition' date=' you would need to go off hubby's insurance and on your own during open enrollment. It would not be considered fraudulent to be on your own plan for a year or two. Definitely talk to someone at the insurance company you would be going to to see if WLS is covered. Good luck.[/quote']

I went to my first seminar on the 6th. And my personal dr told me to go and ask the dr before anything to see if I should appeal my hubbies insurance company. They said I should appeal and I go Thursday to my reg dr to try to appeal. With the other insurance I will b paying out of pocket premiums. I am a stay at home mom and we live off of one income. I was looking at different prices and through the same insurance company and if I would do my own plan I could have it paid for that way as long as its medically nessecary which is.

And with me going on my own policy it will cost the same as me being on my husbands policy. I hope this isn't clear as mud lol but it's really complicated to explain :-(

  • Author

And also our insurance company in other policies cover the band Some up to 100%. My hubby said I can have it done no matter what but I'm trying to use my resources before having to pay out of pocket

I paid $13,900 which included my first 3 fills. I am in Calif.

20k out of pocket - my insurance would not pay - sold my car to help with the $$ best decision ever

$12,200 with a year of fills at Lap-Band Center of Oklahoma in Tulsa.

  • 2 weeks later...

$12k including two years of aftercare.

I paid 15,000. I live in Washington State. 1 year of aftercare and fills

  • 2 weeks later...

Hi all, I paid $6,800 cash,banded in TJ Mexico @ Obesitygoodbye. 2007. Had nip tuck down there too. any questons message me.

  • 2 weeks later...

In Saint Petersburg Florida it was $9,900 and covered every single thing. This is the low BMI rate (BMI under 35). The other rate I believe is right at $15,000.

http://www.obesitynomorefl.com/

My surgeon was Dr Ernest Rehnke. My understanding is that he has done well over a thousand bands over several years.

Everything was great and doing well.

My insurance was charged $63,000!!!!!

I paid zero.

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