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Sad, Frustrated, Wondering What To Do....
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It's frustrating when our insurances insure gastric, but not lap band, when it seems lap band is safer and cheaper. I'm so sorry, after finding out what gastric was all about I knew it wasn't for me.
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I had my lapband fitted when my bmi was around 61 like u are having started off at 67 bmi.. all i can tell you is that it took me approx a year to lose the majority of my weight. The issue is that it
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And chocolate with bypass will make you down right sick!!
So I have been so excited the past few weeks waiting on some finalization with insurance and doing my pre/pre-op diet. When I started this journey my doctor referred me for lap band, the place I chose in Springfield MO told me that my managed care plan was in the process of being accepted at their location and my insurance would still pay for the consult. Many of the pre-req's were waived because my BMI is so high, etc.
So today I get the news that my financial aid is wiped out and I am not eligible for more until I get my Master's. So my hope of a college degree so I could start teaching are slowly flushing down the toilet. So hoping for good news I called the clinic that I am going through for lap band and they put me on hold, come back and tell me that my managed care plan doesn't pay for lap band. I say, Wait a minute, they just told me less than a month ago that your company was finalizing contracts with my plan and it shouldn't be more than a few weeks. This lady, who I had never met, tells me that she has no idea what I am talking about. They accept one kind of my insurance and it isn't the managed plan I have. So I explained my conversation with the receptionist and she still has no idea what I am talking about.
So by this time I am about ready to cry...really choking back tears because my day was crapping out rapidly. I call my managed care plan and they had no idea what I was talking about either. They only pay for gastric bypass...period. None of the other managed care plans where I live pay for lap band. I was floored. So I call my insurance coordinator and she tells me that I can try going the gastric bypass route and find providers that will see me or since I am staying with my fiance so much down here in Buffalo, I can switch to a different region where I would have other managed care options, including the one that my clinic takes.
So now I can switch, which I really didn't want to do that yet. Or I can try to qualify for gastric bypass, which I really didn't want to do either. And then I have to add to the consideration that I am covered by the state. This insurance goes away in October. I don't have a lot of time to make a decision and then I also have to think about the fact that I have to find a decent paying job soon to help me pay for college. But most people won't hire you when you're this big. So do I go ahead with gastric bypass and loose weight faster so I can get a better job and pay for college, or do I switch plans, get lap band, and hope I loose weight at a decent pace so that maybe I can find a job this fall and save money to start back at college in the spring.
I'm so lost today that I hate half a Hershey's bar. My fiance said something about it and I told him if he can go smoke when he's stressed out then he better let me eat my chocolate or I really would rip someone's head off. Yeah I know I'm a stress eater, sue me!