Did insurance cover complications from a surgery performed in Mexico?

[FamilyGuyNJ 123]

Just curious. Did anyone have a surgery in Mexico and experience complications when you got home? Did your insurance cover the cost of the complications? Or did you get stuck with a huge bill from a US Doctor & Hospital?

[mbuczkowski 272]

Personally, I bought Medical Tourism insurance as a just in case. But I had no complications

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[MarinaGirl 608]

I had no complications from my surgery in Mexico.

[FamilyGuyNJ 123]

1 hour ago, mbuczkowski said:

Personally, I bought medical tourism insurance as a just in case. But I had no complications

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I didn't not that there was such a thing as tourism insurance. Thanks for the info.

[Joann454 1,329]

Does the tourism insurance only cover while you're in Mexico or also when you get home though?

[DropWt4Life 957]

mbuczkowski,

If you don't mind me asking, who did you purchase medical tourism insurance through? I think my insurance has to cover emergency complications if I go to an in-network hospital, but not 100% sure. I am super worried about leaks over everything else.

Thanks!

[GassyGurl 428]

Fepblue will not automatically deny claims, they told me they would treat it like any other claim, no matter whether the insurance was in or out of network, whether they paid the initial claim or if I was cash pay, or regardless where the surgery was performed.

There is also a company out of Columbia SC that offers an insurance policy for when you return. Premium based on amount of coverage and duration. When I checked it was like $450 for 30 days worth of coverage for like $250k. They reimburse you for complications, it's not like regular medical insurance.

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[GassyGurl 428]

Here they are https://www.globalprotectivesolutions.com/individual-and-companion-travel-accident/

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[SeahawksFan 444]

I was self pay in the US. I used my HSA. But I did have to go to the hospital afterwards because I over did it and got dehydrated. I did not have to pay for that hospital bill.

Good luck-

LA

[DropWt4Life 957]

Thanks for your input. It will be worth a few hundred bucks to purchase a policy just in case something happens.

[mbuczkowski 272]

Here they are https://www.globalprotectivesolutions.com/individual-and-companion-travel-accident/

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This is who I used.

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[mbuczkowski 272]

I figured if I had insurance, I was guaranteed to be healthy. If I didn't, I would have had a complication....its just my luck.

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[hmills653 365]

I was self pay in the US. I used my HSA. But I did have to go to the hospital afterwards because I over did it and got dehydrated. I did not have to pay for that hospital bill.

Good luck-

LA

Do you mind if I ask what you had done? I thought you couldn't use your HSA to pay for ps. I've been thinking about my options, I still have plenty of time but my surgeon told me ill need skin removal on my abdomen beforeI even had surgery and I was thinking about looking into a Tummy Tuck at the same time.

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[Bon Appetit 41]

I was planning on getting a popular policy that covers for 5 day post op and includes some travel insurance but the company was not responsive when there was an issue at the very end of the online paperwork (everything had been in English except the last page for payment). I ended up not getting it and not needing it. Stateside, for a one month follow-up, I went to my PCP. My regular health insurance would not pay for that doctor visit.

[Bon Appetit 41]

Sorry I did not realize I was in the plastic surgery forum . I was referring to my Mexican VSG surgery.[emoji238]