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What was your out of pocket?

Hi all!! I'm very new to this site and to the decision to go forward with this weight loss journey. I have just scheduled my first of what I'm sure will be many appointments but it's not until May 16th. I have already confirmed my insurance company will cover 80% of the surgery after I've jumped thru all their hoops of course, but they couldn't give me a ballpark of what I should expect for my out of pockets because its a "negotiated rate". I live in Georgia and I've read (though I'm not sure how true it is...), that the cost of surgery here is on the lower scale compared to other states. I would really love to know from anyone willing to share, how much they ended up paying AFTER insurance! Thank you!!

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I paid $3750 as per my insurance requirement. I used an FSA to pay a large part of that

I am fortunate to have amazing insurance and I only had to meet my $300 deductible.

I was told my procedure would be 100% covered with a few $35 co pays. I asked and asked every time I talked to my surgeon's office to make sure.

I did receive a $250 bill in the mail right before Christmas, I was not to happy about this. But when you look at the big picture I guess it wasn't much to pay at all.

Also my first three follow up appointments were covered with no out of pocket co pay.

After meeting my deductible, my cost was $2157. I was expecting it to be more, and I was prepared to be out of pocket about $5,000; glad I didn't have to pay that much. I work for the same healthcare system in oOrth Carolina that the bariatric group is part of so it was in network. Of course, there were all the co-pays for the various appointments pre-surgery. Appointments with my surgeon post-surgery were no charge for 3 months.

My total out of pocket for rhe surgeon is $664, but I have to pay $175 for 3classes at the surgeons office $180 for the Nut and my $25 copay for the Psychology appt. So total I'm. Gonna be out like $1000 plus.

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Thanks so much everyone!!! I really appreciate the info, I'm fairly confident now I can budget for under $5k. You ladies are all such an inspiration!!

I know that for my insurance I have to pay $500 deductible for the surgery. I am not sure the cost of the PCP visits. Im suppose to have 6 before surgery with copays of 40.

I had great insurance, and only paid $15 co-pays for office visits. Nothing else.

I'm hoping I had this planned out right for myself. I am on HSA plan at work and my deductible is $2000 I already met my deductible this year with an ER visit for a kidney stone. So from now until the end of the year I should pay zero dollars. So basically what is broken on me this year is getting fixed. So next up is the dermatologist and allergist.

I'm scheduled to have my surgery April12th. The hospital just called to say my deductible is $500. Considering how much the surgery cost I'm ok with the $500 and happy to have insurance. I paid $400 for the Nut and Psy already

The only cost to me is the hospital stay and the anesthesiologist which comes out to a little less then 2,000.

My insurance only covered 80% so my portion came to $3100.00 and I got a separate bill from Anesthesia for $467.00. I only stayed 1 night in the hospital because I felt fine. I'd you stay longer your bill will go up

I will be out of pocket $1700.00 to surgeon, $3400.00 to hospital before surgery. I have to get an EGD to see if I have a hiatle (sp) hernia. Cardiac release. Nutritionist. Psych exam. And I have sleep apnea but never got a machine so I have to get on that prior to surgery. All prior to surgery.

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