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Question for people who had the surgery WITH insurance.



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I have bcbs of ca and I have a 250 deductible and 2000 out of pocket for all appointments and my surgery which was on the 25th I paid 2250 total

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My surgery has cost me about 5500 out of pocket. My insurance paid 30k to the hospital and 15k to the dr. Insanity!

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I have Anthem BCBS and a $5000 out of pocket maximum. Based on what my surgeon and hospital have submitted to insurance so far, I will be paying the full $5000. My two night stay was $23k!!!

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My coverage has a $250 hospital co-pay and a $35 doctor co-pay. I have a $1500 maximum out of pocket which does not include co-pays and 20% co-insurance. That 20% is what comprises the $1500. So I had to pay the surgeon $450 which included my $35 co-pay and a $75 fee to pay NUT fees for one year. Then I had to pay the hospital a $250 co-pay and the balance of the $1500 for a total of $1860 out of pocket. The surgeon required his part up front. The hospital would have taken the $250 up front and let me pay out the rest, but I paid it all up front the day of surgery.

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