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Hey Y'all, Newbie Here!

Hey Guys & Gals! I'm new to this site, and I must say I am already loving it. So much info and support. I have not received a surgery date. I am having to do the 6 months medical side first, Thanks alot Cigna! lol I have 3 appts. (months) left. My Surgeon is looking towards November for Surgery, I am excited. I've done my sleep study, endoscopy, psych evaluation (apparently I'm just fat, not fat and crazy) hehehehe.

I am looking forward in my journey, and the new me and I would love to share my journey with you guys as you share yours. Any advice or tips to prepare or anything you want to share with me is greatly appreciated!

Is there anyone here from the Charlotte, NC area or surrounding areas?

TTYL, L

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Hi! Just wondering if you had your surgery yet? I'm new here as well. I am in Columbia south Carolina and waiting to see my surgeon and hopefully get a date!

  • Author

Hi Jrzy. No I haven't had my surgery yet. I am waiting on approval from the Insurance company. I actually just got off the phone with them, and they said they should have an answer within 5 days, so I am praying, crossing my fingers and whatever else I need to do. :) I go to Columbia some, I have family in Chapin.

Hi Jrzy. No I haven't had my surgery yet. I am waiting on approval from the Insurance company. I actually just got off the phone with them' date=' and they said they should have an answer within 5 days, so I am praying, crossing my fingers and whatever else I need to do. :) I go to Columbia some, I have family in Chapin.[/quote']

Waiting is so hard, but Cigna is quick. It took about 5 days for my approval too. Praying you get good news soon!!

Hey ladies, just a quick question my sister has Cigna and was considering WLS does Cigna cover the surgery or just a percentage?

Hey ladies' date=' just a quick question my sister has Cigna and was considering WLS does Cigna cover the surgery or just a percentage?[/quote']

It depends on her plan and whether the subscriber's employer covers WLS. It also depends on what level of coverage the subscriber has. I elected for a plan that pays 90% after deductible ($300 and met a long time ago). I obviously pay the other 10% and my out of pocket max is $2000, so the most I would pay is $2000. However, I will only have to pay $850 because I've already paid $1150 for tests, sleep study, etc. She just needs to call Cigna and ask if it's covered under her plan.

  • Author

I guess it depends on what type she has. Mine is the normal, 80/20 til I meet the deductible then it's 100%.

Can you explain that too me about the insurance?? I have been so confused on what I will have to pay. I am on a 90-10 plan, $100 in network deductible and then it says $750 in network deductible which all has been met. So far I haven't had to pay for any of my tests. I just confused how it all works

Also I have no Co pays

  • 2 weeks later...
  • Author

So, Insurance notified me they had everything they needed but my PCP to give me a medical release and of course she made me come in for an appt. So I did that Wednesday, and faxed it to my surgeon's office and they sent it on to my Insurance. Hopefully I will hear soon with an approval. Crossing my fingers!!

Good luck belle hopefully you will get a fast approval

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