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Last post Re: pre lap-band angst (it's long, sorry)
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I just sent this to a friend and I thought you guys might be able to give me some independent analysis. I’m so busy worrying about all this, I don’t know if I’m seeing this clearly. I know this is long, but any thoughts/ideas/feedback would be welcome.
Thanks all,
SJ
I’m still pondering the whole lap-band surgery thing. I’ve decided I’m definitely going to do it. The problem is, I have a few options and I don’t know what to do. I’m pretty miserable in my current state so I want to do it now now now, but if I could be patient, it really would be better for me.
Option 1: HMO
Pros: everything (except $500) would be covered – pre-appointments, surgery, anesthesia, hospital, and after care and I’d have it done at UCLA which is one of the best places in the country to do this and is 15 minutes from home. Well…20 minutes in LA traffic. They also have all kinds of support groups and great after care.
Cons: I have to be on a medically supervised diet for SIX months. That seems like forever. And I would spend the whole time being mental because I actually need to GAIN about ten pounds to qualify. I can’t imagine anything as crazy-making as trying to diet and gain weight at the same time. Anyway, after all that, only then can I apply and be evaluated. It could take up to three weeks for them to process my paperwork, plus there are classes to attend and appointments with the program manager, the surgeon, the nutritionist, and the shrink. Basically, this whole process could be 8 months. That’s JUNE for pity’s sake. I could wait 3 months. I could probably even wait 6 months. But eight? That’s practically a whole year! And in the meantime, I’d have to focus on not losing weight, so I’d be exactly as I am for almost a year.
Option 2: PPO
Pros: I set up a consultation for next week and maybe have the surgery before the end of the year. They could very well deny me if they use the same standards as the HMO, but they could approve too. I’d have it done Cedars-Sinai, which is also a great place – it’s one of the first places in the US where the lap-band surgery was done. It’s where Sharon osbourne had her’s done (although they really shouldn’t have done it because she’s bulimic)
Cons: It’ll be about $5000 out of pocket, which sucks, but it’s a for good cause. I might have to pay for after care as well and that could add up. I don’t have all the details. I’m expecting a decent-sized tax return next year, so that would help a little.
Option 3: Pick my own doctor
Pros: : no waiting time. I could probably call today and have it done within a month.
Cons: $$$$$$! Somewhere in the neighborhood of $18K, plus an extra $150 for follow up office visits and fills
Option 4: Mexico!
Pros: : There are a couple of reputable places down there where I could have it done. I’ve been visiting an online forum so I have an idea of what these places are like. I’d do a consult over the phone and I could be in surgery next week if I wanted to. The other advantage is they’ve been doing lap-band in Mexico for 10 years, whereas it was only approved a few years ago in the U.S.
Cons: It’s Mexico. I’m being prejudiced, I know, but there is something that sounds really sketchy about going to Tijuana for surgery. They don’t have the same medical standards or legal recourse. If something goes wrong, I’m screwed. Like, if I get an infection, I have to keep going back down there for aftercare, etc. And if something major goes wrong, I don’t think my insurance would cover it beyond the usual emergency room stuff. Plus, I’d have to find a doctor in the US to do my fills and that’s another expense. $10,000 out of pocket – it’s way cheaper than in the US, but I’ve only just recovered financially from the whole BBM fiasco (those bastards) and spending that kind of money on the surgery would mean a major delay in my home-buying plans. [bBM was a personal training program that ripped me off for $5,000. I hate them with the white-hot passion of a thousand suns.]
What to do, what to do. I wish somebody would just give me $20,000. Maybe I can raise some money online…