I bought 2 different insurance policies to cover the surgery and both was not accepted. I'm still trying to find an actual insurance company that can provide the coverage I need. Yes I have my doctors referral for the surgery. Any recommendations or suggestions?

42 minutes ago, STH801 said:

I bought 2 different insurance policies to cover the surgery and both was not accepted. I'm still trying to find an actual insurance company that can provide the coverage I need. Yes I have my doctors referral for the surgery. Any recommendations or suggestions?

Have you tried Anthem Blue Cross? Also, have you done all the classes (Bariatric Orientation, Nutrition, Psych Eval & joined a support group)? Most insurance companies want you to join a Hospital-based program before giving approval.

insurance can vary widely from state to state, even from the same company or the same policy name. Are you working with employer provided insurance or from the open market/Obamacare (it sounds like it)? Finding an insurance broker can help sort through who pays what benefits for what cost - they get their commission paid by the insurance company, so it doesn't cost you any more than just choosing one off the web.

It's a lot harder to find private insurance that will cover bariatric surgery. I would ask your surgeons office what insurances they accept and then call each of them and find out if they offer bariatric coverage, how much a policy with them with that coverage costs, and what their requirements are for approval.