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Your Aetna experience?

I am currently going through the process to have lapband. Starting my 6 month supervised diet this week. Done my sleep apnea, stress test, pulminary function test, and a few more. Waiting for results. I have aetna NAP choice POS II. I want to make sure since i am spending all of this money for these test and supervised diets (around $ 800) that i have every thing that aetna needs to approve me for the surgery. The only thing that i worry about is the proof of being 40+ bmi for 5 years, even though i have. There were a few years in between that i didn't go to the doctor (not even the female doctor ) so i not for sure if i can come up with these records. So i would just like to here anyones experience with aetna good or bad. I really want this surgery so information would be very appreciated and helpful.

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Did anyone have to prove they tried losing weight before they decided to go for the lapband? I have lost weight before but not under any Dr.'s supervision except when I was on Phen Phen but I no longer remember who the Dr. was. So can anyone give me advice? Also did anyone write their own letter to Aetna to get approved.

I wrote a letter of medical necessity (why I want the surgery), a weight loss attemps letter (with pictures) to the insurance company. This was required by my surgeons office upon my first visit. I am currently going through a 6 month diet plan ( going on month 5 ) woohoo, so I am almost finished with my requirements. Yes this has been a long process, but will be well worth it. I just hope I get approved the first time, and do not have to appeal.

Well good luck I hope you get approved as well. Why did they make you write a letter as well? I was just going to do it because I want to get approved the first time around. Also why did you chose the six month diet verses the three month diet?

I wanted to do the 3 month, but I was told that it would be easier to be approved if I had the six month under my belt. The coordinator in the office said that she rarely saw the 3 month get approved the first time, because Aetna are such sticklers.

They made me write a letter of why I needed the surgery, along with all my weight loss attempts. Basically it was a letter of medical necessity.

Aetna only required that I do the three month supervised diet and exercise. My surgery center did that for me. I was not required to see exercise phys., my PCP was not required to be involved other than supply my medical records from my visits with him , and I did not have to see a behavior modification specialist. It depends on what YOUR particular ins. critieria asks for. Even though we all have Aetna, we all have different policies. Know the criteria in yours.

Hi Lonestar,

All I was told was to follow their clinical bulletin which it use to read different. The only thing my company has a rule is that I be morbidly obese which I am. Other than that I have to follow Aetna's rules which I have been.

I wanted to do the 3 month, but I was told that it would be easier to be approved if I had the six month under my belt. The coordinator in the office said that she rarely saw the 3 month get approved the first time, because Aetna are such sticklers.

I dont believe this to be a true statement. My friend, myself, and a coworker did the 3 month regime and were approved all the same.

I just got approved using the 3 month regime too. As I understood it... a regular doctor would need a 6 month plan and a Weight lose doctor who has a dietitian on staff would only require 3 months. But you needed a month consultations with the Dietitian. I took the short road and there was no problem!

My surgeon, who is very knowledgeable about insurance, says the Aetna requirement for a 6-month supervised diet can be satisfied if you have been on a 3-month medically supervised diet (3 consecutive months) with the past two years, and 3 months "followup" months. So after 3 months, I am submitting to Aetna this week, because my PCP put me on a diet over a year ago and I saw him for 4 consecutive months. I also had to see the psychologist and a dietician, and come up with the 5-year history, which took some legwork to come up with one of the years. I had a "missing" year and a retired doctor for that year and I had to track the doctor down to find my records. She is meeting me tomorrow to give me a notarized statement for that year. Let's hope that works!

NeNe! Wow 20lbs already?! I know that the first month is a healing process blah, blah, blah.... but I hope to lose weight from day one. Girl, I would be very happy to do 1/2 as good as you! You are off to a great start, way to go!! :lol:

Edited by miss meliss

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