I called united healthcare today (choice plus) and my policy doesn't include wls. The man on the phone gave me a few suggestions, call hr and see if they'll add it to my policy. (Not likely) His other suggestion was have my doctor write a letter of appeal suggesting why wls would benefit me/why I need it. He sounded super optimistic. I really thought the no would have devastated me, but it doesn't feel like the end for me. I believe in my gut that the surgery will get covered.

Do they offer a cash price? My cash price was not far off of what the insurance price was.

To take it a step further you could discuss a combined surgery to get insurance to pay for a chunk of it. For example if you're getting a bypass a gallbladder is sometimes taken out. Insurance could cover the gallbladder leaving you with a reduced cash price for the WLS. There's options, just talk to your surgeon

That sucks I got WLS and I have United. I'm in New York tho

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My United Health Care also paid. It's worth fighting . I was so annoyed with them actually. At the beginning, I just wanted them to pay for a dietician for some accountability. But because I don't have diabetes or kidney failure, they wouldn't pay. I thought this was such a crock if s**t. But they said, we will pay for surgery. That seemed ridiculous. I ended up starting and going to nutritionist at the Bariatric center not wanting surgery but changed my mind.