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Surgery might not be happening tomorrow:(

Well I have been ready and waiting for surgery so excited...Yesterday I went to pick up my prescriptions and they tell me I do not have health insurance...I am under my dads plan and he quit his job me and him are not on good terms. I do not know what to do now. I am just going to show up tomorrow for surgery act like I do not know. i am scared that they will try and verify Insurance one more time before surgery. Anyone know If they check insurance again before surgery...I am scheduled for 2;30 pm

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They may not check tomorrow, but You will definitely get stuck with the bill

Sent from my iPhone using the BariatricPal App

thats okay I am going thru cobra but that takes time. I want to get it tomorrow its so stressful.

I really hope things works out for you.

When you register tomorrow they will run your insurance in order to print out your wrist bands, lab labels, etc.. It's all part of the process.

Of course every state is different, so I wish you luck.

  • Author

I am just going to stay positive and hope for best

  • Author

Hang in there. Unfortunately a lot of hospitals are electronically linked to insurance plans. However sometimes it slips past. Good luck

Sent from my SM-G935V using the BariatricPal App

I hope it slips thru...It is so nerve racking waiting like this.

I would think the hospital would call you if there were issues with your coverage. They usually are careful to check ahead of time so they don't eat the bill. Hopefully when Cobra goes thru they honor your authorization from prior coverage. When I got Cobra it was actually a different plan #. Just be cautious - you don't want a $40k bill.

For COBRA, typically but not always is just a different subgroup of the company 's plans. Most of the time it can be the same coverage as the active employees which generally follows the same medical policies, benefit structure . It hopefully should be just a group or id number change. If you can look at the COBRA benefit grid and see if wls is a covered benefit.

Sent from my SM-G935V using the BariatricPal App

  • Author

I would hate to be turned away today...I did all preop things and took all my medicines. I would assume they would call me to before I came in...There is still time for them to call me. I just need to have it today or I cannot have it all. My coverage since I am turning 26 july 1st ends. So if they turn me away today...I have no chance. I swear the stress from all this is making me sick. I just want to know already.

That's terrible, I hope it goes well for you. Please keep us updated.

Sent from my iPhone using the BariatricPal App

Whenever I've checked in for any type of surgery, usually outpatient, they will ask for my photo ID and insurance, and run it to get the required co-pay. I actually just sent a note to the surgery insurance gal to ask what my co pay is. She said $175 a day (hopefully I will only be in for a day or two) since I haven't met my deductible yet.

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