I started my journey less than 2 months ago. April 26th to be exact. I am newly insured because of my new job so I immediately jumped on the opportunity to see if having gastric bypass was an option and would my insurance (BCBSNC) approve. So, yes they approve it but their is a deductible. My journey is very time sensitive because I work for my local health department and the county commissioners are changing the insurance July 1. The new insurance doesn't cover. So with that being said, I need put my ass in gear and attend required nutrition classes, psych evaluation, support group meeting, so low carb, loose the amount of weight suggested and pray for my insurance to approve my surgery before July 1. All of this greatest has happened and yesterday (Friday) I get hit with the worse news ever. My surgeon's office calls to confirm everything for Monday and collect my balance from not meeting the deductible yet before surgery. I have to pay $2307.18!!!! I was completely devastated!!! I am single and I don't have any savings. I have a widow mom who is disabled. I don't have any family that could help and my friends just don't have it. After I got through my crying and panic attack I tried to get a loan but my credit is crappy because of student loans I got denied every time. I heard. I so much yesterday it felt broken and really low. So I had till 5 to pay this or my surgery was going to be cancelled. I didn't come up with it and that's what happened. I guess the good news is I can call back in Monday and reschedule for the following Monday (June 27). But I don't have the money so I feel like what's the point. Thanks to anyone that reads this...I could use some support

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Can u get an approval for a later surgery now and have it grandfathered and payed under the old policy.I think u can do it up to three months.

Thanks @@TheNewSusie and @pluck999 I was able to get surgery on Monday June 27th. Doing great! Thanks.

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That's good to hear I'm only a few day's ahead of u got mine done on 6/24/2016

My insurance "approved" surgery and it was covered. However, my deductibles are high and my insurance covers 90%. I've already paid about $3,000 out of pocket.

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