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Horizon Blue Cross/Blue Shiel NJ

I was wondering if anyone has Horizon Blue Cross/blue Shield and if they have been approved for lap band surgery. I have had all my testing done and will be attending my last appointment with the dr. mid-July. They will then submit everything to the insurance company. I am getting very nervous that I have been all through this and someone can come back and say NO disturbs me!

Also did anyone have their primary write a letter to the insurance company? My surgeon requires approval from primary but was wondering if a letter might be better.

Someone else said that they personally wrote a letter to the insurance company explaining why they want the lap band. Has anyone done this?

Thank you!!

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