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No Bariatric benefits on Insurance? $4900 special

If you have insurance, and your insurance won't cover bariatric surgery. Dr David Kim is doing a special for $4900. You have to go get checked for a Hiatal hernia which most all overweight people have. Then your General insurance pays for the test for that and the repair of it during WLS, and the bariatric cash price is 4900! Great deal!

  • Replies 20
  • Views 7.1k
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Featured Replies

Hi,

What city and state is Dr. Kim in?

Actually "most" overweight people do not have hiatal hernias. All stats I found when researching my surgery options indicated 40-50% of morbidly obese (BMI >40) patients have a hernia. Age was actually a much higher risk. (70%of people over 70). So unless you are over 70, you basically have a little less than a 50-50 chance of this insurance deal working out. I actually did not have a hernia when a I got my VSG, and neither did the other 4 people that had surgery the same day.

But hey, if you do have a hernia, it's a great way to save some money!

Edited by Kindle

Iv had hernia most my life. ..since childhood. .finally at 50 along with this surgery it's fixed! I was a tiny girl till 20s started having with each pregnancy. .after hysterectomy in my 30s I hit 200...rest is history. .lol..I was 109 when I first got married.

Hi,

What city and state is Dr. Kim in?

He is in the Dallas, Texas area.

  • 2 weeks later...
  • Author

Colleyville, TX

Hi,

What city and state is Dr. Kim in?

  • 2 weeks later...

Wow! Do you have any idea how long this is good for? What about hospital costs though? That is the biggest portion of my surgery... 50K!!

Edited by JCP

Wow! Do you have any idea how long this is good for? What about hospital costs though? That is the biggest portion of my surgery... 50K!!

JCP, I don't think it's a limited time thing with Dr. Kim. He calls it his "Making Bariatrics Affordable" program. Other doctors sometimes have similar programs. My doc, Dr. Jayaseelan, does this also. My surgery total cost, including hospital, is going to be less than $6,000 out of my pocket, because I do have a hiatal hernia. With the crazy way my insurance covers bariatrics, if I had it done under the bariatrics coverage of my plan, my out of pocket would have been more like twice that.

  • 2 weeks later...
  • Author

I'm sorry Im just now getting back with you. They ended it this past Friday. I hope you were able to give them a call about it before it ended.

Wow! Do you have any idea how long this is good for? What about hospital costs though? That is the biggest portion of my surgery... 50K!!

  • 4 weeks later...

many doctors do the "hernia repair" approach - this is how I had my surgery financed through True Results - also in Dallas (through Baylor Hospital). It is a good option for patients whose insurance excludes bariatric surgery, like mine did.

  • 2 weeks later...

I called Dr. Kim's office and the price is $10,900 without any insurance benefits. I know I don't have a hernia and I know my insurance policy won't cover anything related to this.

I found that they had a care credit link so I applied online for care credit and put $18,000 in for the total cost and it approved me for $18,000.00... so I guess that's a good thing.

I'm weighing the options between going to Dallas or Mexico. Mexico is coming out much cheaper, even with buying the airline tickets. It's a difference of around $7,000.

The place in Mexico said they can do next week. The place in Dallas told me 3 months or longer out.

Did you try Dr Nicholson in Dallas? There are also a couple other docs in his practice.

Nicholson did mine 6 weeks ago, and I had literally a textbook perfect recovery. I attribute this to the skill of him and his team.

Same price as Kim.

http://www.nicholsonclinic.com/

I'll give them a try tomorrow. I filled out their 16 pages of forms and sent them back today. I'd prefer not to spend $10,500 if I can avoid it.

LOL I got the numbers wrong. $10,900 vs $10,500.

Well they both rejected me and said my BMI wasn't high enough. So I'm scheduled for surgery in Mexico this coming week.

It sucks that I Can't use care credit in Mexico, but its also half the cost. :)

Next week? Wow fast. I'm hoping you have done a lot of research. This is a HUGE change.

I researched for a year and still am surprised by some things, for example by just how little I can eat. Make sure you really think about how irreversible this surgery really is....

That being said, it sounds like you have made up your mind, so I wish you the best of luck. :)

Yes. I've made up my mind. I Just paid for my airline tickets and have paid my deposit. I can't see the downside to being healthier and being thinner. I won't ever have my large size again, but I think I'll be okay. I highly doubt I'll miss it. I have been so insecure for so long about my weight.

I got a credit card last month that gives me a $400.00 travel credit but I haven't had any travel to use it towards. So my flight will end up costing me $36.00. I also used miles for the rest of it.

Then I got the Chase Saphire card this month and after I spend $3k, I get a $500.00 travel credit... so I'm going to make my credit cards work for me for once. I'm putting the surgery on the chase card, then paying it right off so I meet the amount I have to spend.

I guess what will also help offset that is the large credit line from care credit I opened that I'm not using. It'll help keep my utilization perfect.

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