Question Can I Go Out On Disability When I Have Surgery

I am self pay due to my companies exclusions. I do not have co-morbidities, but still do not consider this an elective procedure. I am getting short term disability.

I did have to call my insurance company prior to going in to ensure all of the paperwork would get done on time and my pay would not be delayed.

Heads Up...

DO check with your HR.

Likely can not get Social Security disability since that program requires an impairment so severe that it keeps you out of work for 12 continuous months.

5 states, NY, NJ, RI, CA and I think HI have state run short term disability programs.

For the rest, bo paid benefit unless your work provides or unless you bought a private ST policy.

FMLA does not pay benefits but, as said earlier, does protect your return to work!

FMLA stands for Family Medical Leave Act...this, when approved, pretty much allows you time off from your job for medical reasons involving you or a family member without risking you losing your job.

I had to use up my PTO before my STD kicked in. Check with hr.