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Denied from Insurance, appealed with employer and waiting
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I was denied by the insurance 3 times, after completing everything they required each time. My employer is self insured, so I have now appealed with my employer. I've been waiting another month and still haven't received an answer yet, just that they are still reviewing it....I started this process in December 2012. It's coming up on a year now. I've been getting really discouraged here lately thinking I've wasted all this time and energy on something that isn't going to happen. For now, I decided to continue to eat healthy and exercise and hope for the best. I've thought about paying out of pocket, but that really isn't feasible right now. It is disappointing because it took me a long time to come to the conclusion that the lapband may be the only way for me to lose the weight i have been trying to lose for a good five years now with not much progress. I thought this would be the year that I finally had something that would help me get over that big hump and really be able to make some progress. It seems like that isn't going to happen, but I'm trying to hold out hope that my employer will approve and maybe this will happen this year.