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BCBS FL group state insurance

bigbeauty78

By bigbeauty78, in Insurance & Financing

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bigbeauty78    27

bigbeauty78
Posted

I have a state employee insurance policy , was wondering how long did it take for your approval process? What was your bmi and any co-morbids? What was your out of pocket Max? Thanks!! :)

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unbesleevable1    420

unbesleevable1
Posted

anthem calif care bc, submitted aug 28, approved 9/2. bmi 40, no comorbs

copay 100 per admit

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bigbeauty78    27

bigbeauty78
Posted

Did you have surgery yet?

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bigbeauty78    27

bigbeauty78
Posted

Empire bcbs here. NYC.. Took 2 days Bmi was like 35' date=' sleep apnea and Gerd.[/quote']

My bmi is 35.6, with high blood pressure, gerd, fatty liver. I'm going crazy wondering if I'll be approved.

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nyorker    67

nyorker
Posted

Did you have surgery yet?

Yes on 8/21 almost a month. I didnt get a copay bill yet. Maybe $200? Dont know. Hospital charged 66k , GHI paid 1700 to Dr who billed 10k. Anesthesia and other Dr's who bill GHI i dont know yet. Dont Know how much hospital will get from bcbs. Its pending.

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nyorker    67

nyorker
Posted

My bmi is 35.6' date=' with high blood pressure, gerd, fatty liver. I'm going crazy wondering if I'll be approved.[/quote']

U should be.. We all have fatty liver lol. I had so much fat the Dr said he almost didnt do the surgery. My BP was high in the hospital after surgery. I never had high BP ever. Now im fine. Feeling good.

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bigbeauty78    27

bigbeauty78
Posted

So happy for you! I can't wait to be on the losers bench. My coordinator will be submitting soon. October hopefully November surgery.

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bigbeauty78    27

bigbeauty78
Posted

Nyoker did you have a cpap machine for your sleep apnea? I took my sleep study and I have rem sleep apnea.

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nyorker    67

nyorker
Posted

Yes had sleep apnea for 2 years never used the machine. Couldnt sleep.. Brought it to hospital and collected dust also. Lol

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bigbeauty78    27

bigbeauty78
Posted

Yes had sleep apnea for 2 years never used the machine. Couldnt sleep.. Brought it to hospital and collected dust also. Lol

I have sleep apnea (rem) but not sure if it falls under my insurance policy definition. They probably are looking for obstructive sleep apnea that requires a cpap.

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