..is it a hard fast no always? I called and asked my insurance about medical weight loss/WLS surgery and the agent basically read off a script and said it's not covered. So I asked well, what if I have a letter of medical necessity from my doctor? To which she simply re-read the script *sigh*

So does no really mean no or does this mean I have to look at jumping through a bunch of hoops? I'm hoping for jumping through hoops. :-)

Before I found this info out, I made an appointment for a seminar on 8/19 with my surgeon of choice and one of the things that was mentioned when I made the appt I that I need to bring my insurance card with me. Apparently their insurance coordinator will contact them as well. But if this no is a definite no, do I even need to bother with having them contact my insurance?

Thanks in advance!

Melissa

My insurance plan states it does not cover WLS or anything related. Unfortunately that also means life saving measures due to WLS. My lapband complications cost me $100,000 and they wouldn't even allow it under medical necessity even though I died twice.. And obviously revived

Be prepared that your carrier will not cover complications if it's stated in the policy.