Wonder if BCBSTX will cover TT or panni, and what qualifications would I need? I've had lots of skin irritation, but doctor didn't take any pics of it. I've had two c-sections and WLS. Any thoughts?

Call them up. Some will cover if there is a medical reason. IE rashes from skin rubbing on skin etc. When you find out, please let me know! I have BCBS TX as well.

Your doctor would have to submit medical documentation of all the skin irritations/rashes you've had from skin on skin & its determined on a case by case matter. Pictures wouldn't be necessary, just medical documentation for the insurance company to review. (My husband is giving me this info as I'm typing to you ~ haha....he doesn't work in TX tho, he works for BCBS Michigan.)

He gave me an example of breast reduction surgery....he said as long as the doctor submits documentation that the patient needs this surgery due to back pain, then they cover a procedure that is normally deemed as cosmetic.