So, the coordinator at my surgeons office seems to think she will be okay submitting the precert to my insurance on day 84. I work with insurance companies and know that they look for any excuse to deny, not to approve.

Was anyone approved prior to 90 days with Aetna? I wasn't even aware of this 90 day rule until today!

Aetna, my insurance company requires a 90 waiting/evaluation period. Nothing could be submitted until then. After that, I was approved in 3 business days. Scheduled to be sleeved Nov 9th. I'll be praying for your approval. Blessings2u--BJ