. Hi just an update from my research.

I talked to United Healthcare today and asked them what would happen if I got a vertical sleeve and then applied for a policy. They told me any prior bariatric surgery makes me uninsurable and they will not write a new policy. I asked her what people do when they have uninsurable conditions, and she said people look at "other options" -- their employer (?), a COBRA policy, or for high risk policy insurance.

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Why would anyone buy insurance out of pocket if their employer provided it?

Why would anyone buy insurance out of pocket if their employer provided it?

Uh, good question.

I havent been reading all your post so I am a little out of the loop but.....are you saying that you are employed and insurance is offered thru a group plan but since you were a self pay barriatric patient UHC wont insure you now even under the group plan???