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Cigna Insurance - WLS Benefits
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Coverage Policy
Bariatric surgery is specifically excluded under many CIGNA benefit plans and may be governed by
state and/or federal mandates. Please refer to the applicable benefit plan document to determine benefit
availability and the terms and conditions of coverage.
Unless excluded from the benefit plan, this service is covered when the following medical necessity
criteria are met.
CIGNA covers bariatric surgery using a covered procedure outlined below as medically necessary when
ALL of the following criteria are met:
? The individual is ≥ 18 years of age or has reached full expected skeletal growth AND has evidence of
one of the following:
? BMI (Body Mass Index) ≥ 40 for at least the previous 24 months.
? BMI (Body Mass Index) 35?39.9 for at least the previous 24 months with at least one clinically
significant comorbidity, including but not limited to, cardiovascular disease, Type 2 diabetes,
hypertension, coronary artery disease, or pulmonary hypertension
Page 2 of 35
Coverage Policy Number: 0051
? Active participation within the last two years in one physician-supervised weight-management program
for a minimum of six months without significant gaps. The weight-management program must include
monthly documentation of ALL of the following components:
? weight
? current dietary program
? physical activity (e.g., exercise program)
Programs such as Weight Watchers?, Jenny Craig? and Optifast? are acceptable alternatives if done in
conjunction with physician supervision and detailed documentation of participation is available for
review. For individuals with long-standing, morbid obesity, participation in a program within the last five
years is sufficient if reasonable attendance in the weight-management program over an extended period
of time of at least six months can be demonstrated. However, physician-supervised programs consisting
exclusively of pharmacological management are not sufficient to meet this requirement.
? Evaluation by a multidisciplinary team within the previous 12 months which includes the following:
? an evaluation by a surgeon qualified to do bariatric surgery recommending surgical treatment
? a separate medical evaluation recommending bariatric surgery
? clearance for surgery by a mental health provider
? a nutritional evaluation by a physician or registered dietician
Bariatric Surgery Procedures:
When the specific medical necessity criteria noted above for bariatric surgery have been met, CIGNA
covers ANY of the following open or laparoscopic bariatric surgery procedures:
? vertical banded gastroplasty
? Roux-en-Y gastric bypass
? laparoscopic adjustable silicone gastric banding (e.g., LAP-BAND?, REALIZE?)
? biliopancreatic diversion with duodenal switch (BPD/DS) for individuals with a BMI (Body Mass Index) > 50
CIGNA covers adjustment of a silicone gastric banding as medically necessary to control the rate of
weight loss and/or treat symptoms secondary to gastric restriction following a medically necessary
adjustable silicone gastric banding procedure.
CIGNA does not cover the following bariatric surgery procedures, because they are considered
experimental, investigational or unproven (this list may not be all-inclusive):
? Fobi-Pouch (limiting proximal gastric pouch)
? gastroplasty (stomach stapling)
? intestinal bypass (jejunoileal bypass)
? intragastric balloon
? loop gastric bypass
? mini-gastric bypass
? sleeve gastrectomy (SG)
? Natural Orifice Transluminal Endoscopic Surgery? (NOTES?) (e.g., StomaphyX?)
Reoperation and Repeat Bariatric Surgery:
CIGNA covers surgical reversal (i.e., takedown) of bariatric surgery as medically necessary when the
individual develops complications from the original surgery such as stricture or obstruction.
CIGNA covers revision of a previous bariatric surgical procedure or conversion to another medically
necessary procedure due to inadequate weight loss as medically necessary when ALL of the following
are met:
Page 3 of 35
Coverage Policy Number: 0051
? Coverage for bariatric surgery is available under the participant's current health benefit plan.
? There is evidence of full compliance with the previously prescribed postoperative dietary and exercise
program.
? Due to a technical failure of the original bariatric surgical procedure (e.g., pouch dilatation) documented
on either upper gastrointestinal (UGI) series or esophagogastroduodenoscopy (EGD), the patient has
failed to achieve adequate weight loss, which is defined as failure to lose at least 50% of excess body
weight or failure to achieve body weight to within 30% of ideal body weight at least two years following
the original surgery.
? The requested procedure is a regularly covered bariatric surgery (see above for specific procedures).
NOTE: Inadequate weight loss due to individual noncompliance with postoperative nutrition and
exercise recommendations is not a medically necessary indication for revision or
conversion surgery and is not covered by CIGNA .
Cholecystectomy and Liver Biopsy:
CIGNA covers cholecystectomy performed at the time of bariatric surgery as medically necessary when
the bariatric surgery is determined to be medically necessary and EITHER of the following criteria is
met:
? Preoperative or intraoperative evidence of gallstones or biliary sludge.
? Recent history of cholecystitis.
CIGNA does not cover either prophylactic cholecystectomy (incidental removal of a nondiseased
gallbladder) or routine liver biopsy at the time of bariatric surgery, because each is considered
experimental, investigational or unproven.