Got a phone call last night. I was approved, which should be exciting news except there are a lot of tricks to this. Since my doctors have been prolonging things, my insurance is up on my birthday October 31. This is the COMPLETE cut off date for Tricare. They are trying for surgery the 23rd. With no pre opt diet. Is this going to work? And if it does..... I won't have insurance until November after the surgery. Is this a bad idea? Should I just forget having the surgery? But if I don't have it, that's 8 months that I waisted away planning for this day. I'm so confused and alone right now!!!! I'm going crazy!! Not to mention, I have NO MORE TIME OFF left at work. Could I go back to work during recovery? I only work 4- 5 hours a day during the week as a bank teller.

Ok im gonna be the old mother of the group. Why the rush if you have gone through the eight months AND you will have insurance again in Nov then why not schedule in Nov?

Because of the "what if" factor. Granted most likely all will be fine but WHAT IF.

I would personally wait but again im a glass is half empty girl.

Either way i wish you well

One of those what ifs could be the new insurance company not covering the surgery or make her jump through more months of hoops.

You should definitely look into the new insurance providing coverage for a "pre-existing condition", which after care for WLS might be defined as by the insurance company.

Also, would your surgeon be considered "in-network" for your new coverage? A valid topic to research , because if they are out of network you could be having to pay a higher percentage of the cost for visits to your bariatric surgeon or insurance may not be willing to provide coverage at all for those services.

Good points. Jan 1st I am being switched from Cigna to Blue Cross Blue Shield so I am hoping they are going to cover my fill appointments. This change is not by choice but rather my Employer.

Yea, I called the new insurance company this morning they most definitely cover everything just a longer process to go thru. Tricare is what I have now, bcbs of bc is what I'm gettin next month

Yea' date=' I called the new insurance company this morning they most definitely cover everything just a longer process to go thru. Tricare is what I have now, bcbs of bc is what I'm gettin next month[/quote']

I meant bcbs of nc

Talk to Tricare about COBRA. While it cost money you are able to keep insurance for a few months. if you can swing the cost I recommend you do that. Its continuation of coverage and its a law that its offered.

Golden

Go for it girl n jus do ur own pre op diet if u feel u need one..