Unfortunately, I am without healthcare coverage, and the only way I can have WLS is to get financing. Can anyone tell me their actual experience with eMedical Financing Solutions? What about CareCredit? I heard that MedLoanFinance.com is a scam, so I need to check out financing resources carefully. Of course, their websites paint "perfect" pictures, so I need much more info than is given on their websites. How much in financing $$$ can you request? Appreciate any help on finding answers.

hello i just wanted to say i used Care Credit for my WLS

The hospital I work for ONLY accepts Care Credit for WLS. I have friends with it and they have not had any problems. I think they are probably the more reputable one you have mentioned

CareCredit can be used for so many places. I had filled out a thing for the medloanfinance.com and they contacted me with a work up of what they could loan me and the interest (which was crazy high). I would see how much you could get on approval through CareCredit and then look at other options.

I used care credit for mine. I have a 35 BMI with no health problems so I knew I would be self pay. Care Credit is through GE Money which does financing for most large purchases ( furniture, appliances, etc) very reputable company. Just ask the dr office what plans they offer. Mine would only give me 6 months no interest or I could pay an additional $500 to get 12 months no interest, so I opted for one of the long term fixed interest of 9.99% for 4 years. That way I know I could make the payments. Just applied on their website and gave the dr office my account number and that was it. No down payment required.

Oh and I requested the full amount of the surgery and got approved.

I am using care credit and have interstate free for one year.I borrowed 5000.

Thank you, thank you, thank you to ALL who replied to my question. I finally feel that I have straight answers from educated people. I was feeling as if everyone who receives WLS has the benefit of some type of healthcare coverage -- except me!

Folks seem very aloof about giving straight answers to people whose only option is to self-pay. Many say that it is an option, but beyond saying it ... nothing!!! Thanks a million! I really appreciate your straight answers.