@KarmaNina I just got off the phone with my nurse and I discovered that part of the reason for the discrepancies is because my employer is self-insured, thus my policy isn't really a traditional health insurance policy. Chances are most of our policies are self-insured (something like 60% of large companies self-insure). As a result, my policy requirements are more strict. ugh! I also learned I have a lifetime max of...wait for it...$15,000.00! I know that it is after insurance discounts, so I'll probably be fine, but OMG! I work for one of the largest auto insurers in the US and they are CHEAP! Good to know I guess...I'll just keep letting them pay for my nursing degree so I can quit (honestly, they've paid $25,000 for an education I'll only use after I leave the company, but they limit the amount they'll pay for bariatric surgery?! Ridiculous!) I'm annoyed (maybe even a little bitter), but what can I do?
I also found out that since I've been (virtually) going to WW for the last 3 months, I can count that towards my 6 months my employer requires as long as I see a nutritionist or physician twice in the next three months. EASY. DONE. OKAY. WILL DO.
All this said, my BRS nurse was super nice and really seemed to want to help me get approved for surgery...no hate her way, just issues with my actual employer.