My health insurance company sent me a check recently for $3000 and I was curious why and after I called them they said that I overpaid my deductible since I was in the hospital many times this year and had 2 surgeries including the lapband. They told me that check they sent was mine to keep. It just seems strange, I've never heard of this before. Does this make sense to you?

seems fishy send me the check and I'll take care of it for you. LOL

actually it happens - I've got money back before - never that much though - nice check to get this time of year

What sometimes happens is that you have charges close together in time (or the provider is a little slow to file their claim) and as a result, monies you've paid out toward your deductible aren't "on the books yet" and so another percentage toward your deductible is charged to you. Once all the paperwork catches up at the insurance office, you get the overpayment back. Doesn't happen often, but it has happened to me.