Since new people look or join LBT everyday. Just a reminder that open season was extended for federal government employees might be worth the switch to some looking to have WLS. BS/ BS health insurance basic plan is really good here in Maryland just needed bmi, psych and nut. (of course any evaluations the doctors require) Not sure if it works like that across the country. Just some FYI.

I also have BC/BS Federal, the basic plan. I agree it is fairly easy to get insurance approval

Although, I am getting charged a surgury co-pay with each fill, when I had expected to just pay for a specialist visit. Wouldn't be so bad, but I've had 5 fills and that cost adds up (but I think I finally hit my sweet spot).

How much is your surgery co-pay? $100

Wow I hope you reach your sweet spot too.

Yes, 100 dollar co-pay.

The fills have been $70, I think because there is a percentage max... since the actual charge for the fill was only $150.

I have federal blue cross blue shield as well and my copays for fills are $15. As far as the surgery went it cost me only $38. The insurance approval took about 1 1/2 weeks to get approved but I BOTHERED them every day!

That's not bad compared to what others pay, just think some people are paying that off the top with insurance.

I was approved in 2 days after psych eval. Fills 15 dollars that's lunch! lol

I have federal blue cross blue shield as well and my copays for fills are $15. As far as the surgery went it cost me only $38. The insurance approval took about 1 1/2 weeks to get approved but I BOTHERED them every day!

Do you have the standard option?

Do you have the standard option?

No, basic bc/bs, my wls is in February

No, basic bc/bs, my wls is in February

I was actually wondering if Brockbabe82 had the standard plan, because $15 co-pays sounds pretty good.

I was actually wondering if Brockbabe82 had the standard plan, because $15 co-pays sounds pretty good.

It sure does, sound good I need to ask my doctor's office again how much for fills. I should after extra money now after wls. I won't be ordering appetizers and entrees etc......To pay for that fill uh. :cursing:

I am BCBS Federal standard option. I paid 200.00 for my hospital copay. For my clinic visits I pay the 15.00 co-pay. Compared to what alot of people have to pay and my improved health I consider it a bargain!:cursing:

I totally agree! :cursing:

I'm new. I have Federal Bc/BS standard.

our surgery is covered 85% I'm not being told at this point of any prerequisites.

I do know that an office visit copay used to be $15 and this year it's gone up to $20

I can't speak to how our insurance will handle fills since we are just at the seminar level of investigating this process.