Soo i found out today that lovely S&W doesnt cover lap band... so sad:sad:. Really:blush:! And of course i cant afford to pay it on my own soo im pretty much out of luck:cry_smile:. I mean isnt there anyone out there who has WAAAAYY too much money that they dont know what to with it except give it to little ol me??? Far fetched but it would be pretty awesome:thumbup:. Anyone got any ideas let me know I want this surgery so bad.

try lookin for a different insurance company..does ur ins cover any other bariatric surgery?? u might wanna look into that? i had to switch companies when i found out aetna didnt pay for my surgery so i went with personal choice which covers it in philadelphia..also keystone cover it 2 and they both have plans for people to pay on there own...good luck

Could you finance the cost of the surgery? I know my Dr offers a financing company for self pay people where you can make payments? You have to be careful with insurance b/c the insurance company isn't really the key it is more so what your employer is willing to pay for in their plan. You could easily find that Aetna will pay at one employer and not at another it's all in what your company pays for.

I was in the same boat about 2 yrs ago. My insurance wouldn't cover me, didn't find that out until I tried to go for my sleep test. And I couldn't get financed and couldn't afford it. I was soooo sad! So I just prayed about it, and put it on the back burner. In the meantime I worked on my credit score, got a couples raises at work... Year and a half later I got focused and looked high and low for the right surgeon, the right price, and the right financing. And thank goodness I finally I had my surgery!

I guess I'm saying HANG IN THERE! You never know when things might turn around and it could happen for you. Don't give up if it's really what you want!! Good luck to you!