I'm just wondering... has anyone had to wait to complete a 6 month diet plan or whatever? With FEDERAL Blue Cross Blue Shield Basic or Standard?

From the first time you saw the doctor... how long did it take you to have the surgery and what was the process?

Yes, part time federal employees pay higher premiums when they work over 15, but under 40 hours per week. Interestingly enough, if you only work 15 hours per work (been there myself) you pay the same premium as a full timer, but over 15 until full time you pay a prorated amount.

As for who the other insurance questions, I don't know. That stuff is pretty sticky....just try to hang on to the federal plan.:tongue2:

Yeah, I plan on it!!! I just don't want to be working two jobs for the rest of my life!!!!

Just an update... I got approved! My surgery is 12/30/08 and my pre-op diet started last Wednesday!

My first doc appt was 12/3/08... so it was very fast approval!

Thanks to nursekathy for all the info and the insight! I went with her doctor!

Sorry to butt in on the conversation. I have federal bcbc standard. I read in this thread that precertification will be required starting in 2009. My wife handles the insurance stuff when needed so Im not too familiar with it all. What exactly does that mean? Is precertification a big deal? I thought you had to get precertified even before the new '09 policy goes into effect.

Thanks,