I am hoping to find someone that has had their surgery covered by this insurance.

I will be changing to this plan in Dec. and I just want encouragement that it will HAPPEN.,.,.,.,.,.,approval that is.!

Hi Melody-

My insurance is BC/BS but it is an HMO rather than a PPO. Approval was quick and easy--but you need to be sure your provider has the obesity rider--it is an optional part of the insurance that not everyone provides. My company just added the obesity rider about 3 years ago.

i have read in the policy manuel that they do cover weight loss surgeries. So I am willing to play the game for a touchdown in the end.

I just want to update a little about my insurance. The approval came in less than 24 hours. That is the Blue Cross Blue Shield True Blue PPO. I was amazed. But let me tell ya, the Hospital has been in a stupor on the $15,000 Cap. That seems to have just blown everybody out of the water. How to charge? patient paying? has insurance? I am 1 week out from surgery, so we shall see how the finances come out. I do hope i have paid all I have to cause there aint no more!

Edited January 25, 200917 yr by melody_mary_42f
spelling