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pay out of pocket or fight insurance?
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Hello, I have surgery scheduled for next month with SBC in AZ but I'm having trouble with Aetna insurance. I started with SBC hosp while it was in network but after my conference they changed to out of network and I didn't realize this until my surgery was ready to be scheduled. Now after several very long conversations the insurance company is advising that they 'might' be able to get me in with one of their network doctors - Dr. Fang or Dr. Simpson - So would appreciate any advice. Anyone know these doctors in AZ? I need to determine if I start all over with a new doctor for 50% coverage of pay out of pocket.
Thanks much
JP