anyone from MN?/anyone blue cross federal?

newkimberly · June 3, 2008

Hi there!! ANyone from Minnesota? Anyone have blue cross federal insurance? Awaiting approval and am getting impatient!!

dodgergrl · June 3, 2008

I have blue cross federal and I'm from Las Vegas so I dunno if its gonna be the same; but my approval was quick and easy. And it was amazing my out of pocket was less than $1000. I hope this and helps and I hope Blue Cross Federal is as good to you as it was for me. Good luck with everything!!!

pennyt · June 3, 2008

When I did my seminar, they asked if anyone had Fed BC/BS, and said we pretty much get approved for showing up, especially if we have a BMI over 40.

My approval came in after less than two weeks from when the doctor's office sent it off.

It's been almost two weeks, and I keep checking the BC customer service site on-line, but so far it appears that the bills haven't been submitted yet.

Dodgergirl, did you have surgery in-patient or out-patient? I heard that it makes a difference as to how much our plan pays for the actual band.

Also, are you standard or basic coverage? I'm basic.

dodgergrl · June 3, 2008

I wasnt required to stay in-patient so I didn't stay over night. I'm not sure what coverage I have it's my dad's so I don't really know.

newkimberly · June 3, 2008

I have basic coverage...I know that all I pay is my 100copay and my 100 surgeon copay and everything else is 100%...I just want approval!! =)

Laurieloo · June 6, 2008

You'll get it! My BCBS Federal was approved within a few days. If it's taking longer, maybe it's the office staff and your Dr.'s office hasn't forwarded it yet. The office I go to is really busy with so many band patients, so that's usually where the bottleneck is. :-)

Chellets · June 6, 2008

I, too have BCBS FEP (basic), in Indiana, I was told about the 2 $100 co-pays as well, PLUS I will have to pay 30% of the Lap-Band device if it is billed seperatly. If it is billed under something else- surgeron or hospital, it will be covered 100%. My paper work was summited on May 30th, I'm still waiting to hear. I have a lower BMI with 2 co-mos. Best of luck to you all!

newkimberly · June 7, 2008

Thanks for the info!! Yes..it is my drs office holding things up...then bcbs said at least 10 days once paperwork arrives til pre-approved...and oh how I hope that isn't the case!! I really want to get moving...my consult at the surgeon was 5/19 and I am just sooo ready to get this weight off. Patience right?

newkimberly · June 7, 2008

So how do you know if they are going to bill the lapband seperate or not? What does the lapband cost...and what would be the 30% then? I think they told me the band itself was 2500.00????

Chellets · June 7, 2008

I don't have those answers just yet. My Drs office- business side any ways- is hard to get a hold of most times (only thing I really don't like about them).

Anyone else know?

p.s. I was told there is no where on the BCBS web site that will show if you have been approved, I will receive a letter with the decision. BUT- I could have gotten wrong info, if you know better I would love to know! I feel like I am stalking the post woman!