Start here
Where are you in your journey?
Choose the path that fits today. We’ll take you to the most useful discussions.
- GLP-1 medication Zepbound, Wegovy, access, side effects, progress, and support.
- Before surgery Compare procedures, plan ahead, and get honest pre-op answers.
- Post-op Recovery, food stages, symptoms, and support.
- Long-term Regain, labs, habits, and life after the honeymoon.
- Revision Explore revision options, complications, and next steps.
Insurance woes and psych eval concerns....
- Replies 13
- Views 2k
- Created
- Last Reply
Top Posters In This Topic
-
piercedqt78 3 posts
-
DeLarla 2 posts
-
bubblesstina 2 posts
-
nc_longhorn 2 posts
I submitted several weeks ago to BCBS for preapproval. Last week I get a call saying that I HAVE to have the psych eval before they will even look at my request for preapproval. So I asked if the eval would be covered and they say we have a seperate mental health provider and give me an 800 number to call for more details. I call and speak to the (very nasty) lady at value options mental health providers and was told the following:
1) the psych eval would be covered at 75% for the doctor that my surgeon recomended, if the eval was deemed nessary by mental health standards (aka they don't give a **** if bcbs wants it done) if not nessary it would be paid at 38% (not sure why such an odd percent guessing half of 75%??)
2) there is no way to predetermine how much will be paid until the notes are looked at by the adjuster. Since I am not having panic attacks or any kind of chemical imbalance or drug problem it would most likely be at the 38%. The visit can be as much as $450
To me it seems unfair that BCBS can require something but not pay for it. I have an appt on the 2nd and I am taking my check book with me as I am going to have to pay something that day, at least 25% and they will bill me for the rest. Anyone else have this knid of glitch thrown in after you submitted your paperwork? I ask if BCBS would approve me pending psych eval and was told no way, that is just not done period... I think that sucks but that is life. Anyway, what should I expect in the eval? Are they going to make me look at ink blots??
Or just ask me a bunch of questions???? I get the feeling that they are mostly making sure that there are no eating disorders or problems adjusting to new situations. Any info would be great~Mandy