Hello everybody,

I was approved for surgery by Aetna HMO of FL and I was wondering if there are any out of pocket expensed that I will have to incur that is not covered by the plan.

You can ask the doctors office to give you an estimate of the expenses you will incur. It varies with each insurance and doctor. One doctor I received info from wanted $1000 on top of what the insurance covered to go towards supplements and other materials. The doctor I'm going to doesn't require that.

Thank you for your response. I will certainly call my Dr's office on Monday. I made sure that the hospital and Dr. were in-network for my HMO. No one so far has mentioned anything about out of pocket cost, not even when I met with the bariatric surgery coordinator--she's the one that did all the insurance filing. I hope I don't have to pay more than just copays.

Thank you for your response. I will certainly call my Dr's office on Monday. I made sure that the hospital and Dr. were in-network for my HMO. No one so far has mentioned anything about out of pocket cost, not even when I met with the bariatric surgery coordinator--she's the one that did all the insurance filing. I hope I don't have to pay more than just copays.

I am very interested in this, I do not have $1000, plust the costs of dr visits, the colonoscopy as I am 58 and the back n forth between drs etc etc. The ins covers both the Pasadena Palms hospt and Tampa General hospt beatric surgery but why is there ANY out of pocket, besides co-pays.???