Hello everyone! I was so excited about having this done. I have researched and researched, scheduled the information seminar, I was absolutely sure this was going to be the answer to all my prayers (and believe me I have prayed about it!) today I finally got a human at the insurance company and they tell me that this is a non covered surgerical proceedure. I'm devistated. I want to just go into debt and self pay. I want this that bad. I will never drive a new car, I will work summers (usually I am off) I will give up my mulch and spring flowers....But is it fair to ask that of my family? To put the entire family in debt because I'm tired of being fat and cannot solve the problem on my own?! I have a daughter turning 16 in June, and a 12 year old son. I didn't think twice about dropping 8k on braces for both of them only to still nag every night about brushing, but feel that if I do this for me I am being selfish. I'm in easter PA and don't know where to go next if I do decide on self pay does every dr. do it? Any information would be very helpful! Should I pay more and stay close to home or go to Mexico??? Help, wise ones, help :tongue_smilie:

Just my insurance deductible at the surgery center. It was easy and I had surgery 1 month after I decided to do it. Could have been sooner but I couldn't get the time off work

It was awesome. My insurance paid for a hernia repair and I paid for the Lapland (5500) my payments are 190 a month for 3 years. That includes 12 months of fills and aftercare also. Like I said no credit check at all. They have you apply for care credit but if you are denied. They. Finance you no questions asked

Did you have to pay any money upfront?

Just my insurance deductible at the surgery center. It was easy and I had surgery 1 month after I decided to do it. Could have been sooner but I couldn't get the time off work

I'm scheduled for Thursday to have surgery. The lady isn't answering my questions quickly enough... All I've paid so far is $25. I just don't want any financial surprises come Thursday.

Are you insurance or self pay or both?

Are you insurance or self pay or both?

I

My insurance paid for the ECG and my understanding is that it will also pay for the hernia repair. My out of pocket is $5500.

Do you have a preop approach at truresults next week? they should finalize it then. If you are insurance pay I would assume they will collect your deductible whatever it is at the surgery center. Mine was 200 you Can find out your deductible on your insurance card.

Do you have a preop approach at truresults next week? they should finalize it then. If you are insurance pay I would assume they will collect your deductible whatever it is at the surgery center. Mine was 200 you Can find out your deductible on your insurance card.

What is a preop approach? I'm supposed to have surgery to get the band in.

Pre open appointment are you using Tru results?

Pre open appointment are you using Tru results?

Yes

Pre operative

That is weird. I had to go to a pre operative appointment before surgery.

That is weird. I had to go to a pre operative appointment before surgery.

They scheduled both of my appointments during my first consult.

I understand. Well if your insurance paid for your ecg you shouldn't have to pay anything. They collected my deductible at the surgery center the day I had my ecg. I think you'll be good. Good luck to you!

My insurance doesn't cover any kind of WLS either. I was trying to figure out how to come up with 15K but they found out that I had a hiatal hernia. My insurance will cover that. At least 80% of it. So my doctor agreed to fix my hernia and place the band while he was in there for 5K. So all in all it's costing me around $5400. That was a whole lot easier to manage than 15.

Good luck and let us know how things work out!

Same deal for me. Out of pocket I'm paying 4500. financing with them $90 a month for 48 months. If not, wouldn't be able to do it.