Does anyone else have this insurance? just wondering how long it takes to get aproval with them

I have Anthem BC/BS of California. They are awesome. Approved my surgery in less than 24 hours after the surgeon's office submitted it. My company was sold in December and we switched from Cigna. I had been 8 months in the process with Cigna. Switching to BC/BS was a blessing in disguise. I was banded on 3/4.

I just got approved was submitted at 9am and approved by 12pm that day. So excited to get my surgery date!

My experience was similar. It took me by surprise how quickly I was approved.

I have Anthem Blue Cross as well, I live in Southern California.

Monday is my first appointment with my primary physician to see if he will write a referral letter for me in order to have the approval process started.

What steps did you have to go through before submitting your information to the insurance company?

I am scared that they are going to deny me since they said that it would have to be reviewed by the board.

Any information will be greatly appreciated! THANKS!

I have Anthem Blue Cross as well, I live in Southern California.

Monday is my first appointment with my primary physician to see if he will write a referral letter for me in order to have the approval process started.

What steps did you have to go through before submitting your information to the insurance company?

I am scared that they are going to deny me since they said that it would have to be reviewed by the board.

Any information will be greatly appreciated! THANKS!

it wasnt hard at all, i needed a referal from my doctor, i was told all i needed was a high BMI, and a co-morbidity which i had a bmi of 40 and sleep apnea , it took me 3 months from start to finish i was banded 6-26-08 , as far as the board they seem to say yes if your doctor and surgeon say you need it,good luck keep me posted, you can private message me if you want more info:thumbup:

I have anthem of Ca BCBS but they say i have to pay my coinsurance which comes to $2990 up front. Are there any ways to get around this? I desperately want this surgery. My back is killing me I dont know how much longer i can deal with the pain. I am 100 lbs overweight with extremely high blood pressure plus I need a breast reduction they are killing me as well. Does anyone know anything I can do? My husband was laid off and I dont have the cash.

Help please. any ideas: