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Talked to the bank today.
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kamicola 2 posts
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anonemouse 1 post
I wanted to see if I qualify for one of the credit lines that they offer. I do, and the one I qualify for has a limit that is within a few hundred dollars of the quote my PS gave me, with an interest rate as low as 10%. I think I'm still going to apply for the Care Credit financing program, just to see if I could get a better deal with the interest rate. I'm tempted to just go with the credit line at the bank, though, because if I pay in full with no financing, my PS gives a 10% break on her fees. And the limit is close enough (within $400) of the quote she gave me that I know without a doubt I can get the extra money by the time I'm wanting to have surgery. It's something to think about, anyway.
Edit to add: If I decide to go with the bank, I plan on applying officially closer to my surgery date and seeing if I qualify for a higher limit at that point. I don't think I'd need it, since like I said, the credit limit is very close to the quote I was given, but at that time, I'll have a much higher monthly income (I just now got a 2nd part-time job in addition to my teaching, and I'm interviewing for a 3rd tomorrow).
Edited by laurend