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Sorry but yes I have another insurance question
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OK, I have BCBS of Alabama PPO.
According to the rep that I just spoke to these are the following requirements:
1. Medical records from the last 3 years stating ht and wt from Primary care MD
2. participation in a 6 mo weight loss program
3. Hystory and physical from your surgeon
4. and documentation stating that you do not or will not smoke 8 weeks prior to surgery.
My question is this: my current BMI is 43 HOWEVER in 2005 I actually got down to a BMI of 35 will BCBS deny my claim due to this or does anyone know......I have all my records sitting here at my desk and am really discouraged bc I feel like due to this they will deny my claim!!!! Also, I dont have a primary care MD I have always gone to my obgyn...will that cause them to deny my claim???!!!