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Surgeons using 'contracted' out of network surgical assistants
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Be aware! My surgeon apparently used a contracted surgical assistant not affliated with the hospital and probably not in my insurance network and I will be billed for this. I was not verbally informed of this, I was told students might be observing. I suppose it could have been in the hospital fine print? The surgeon's office however never informed me.
There are three states that require insurance companies to cover these contracted assistants - Illinois, Kentucky, and Texas. That doesn't necessarily mean it will be at in-network policy coverage as they have not negotiated rates with your insurance company and you are liable for the bill/remainder within 30 days.
I called my surgeon's office and in the surgical notes it lists the person as a 'visitor'. WTH? Anyway the surgical coordinator had an emergency and will call me back to discuss this.
I will keep you posted.