I was approved by my insurance (BSBCIL), but now I am very confused about what part of the cost I will be responsible for. My deductible is $750. Coinsurance 75/25. Out of pocket is $7,150.

When I spoke to the surgeon's office they said for example if I had surgery that day since I had not met my out of pocket that the hospital would ask for the entire $7,150. Which is a little (a lot) more than I was expecting.

I was under the impression that I would be responsible for the deductible, and then 25% after that until it reached out of pocket max?

Please help me understand!

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Were you expected to pay ur portion all at once or did they just bill you and you were given time to pay it off..ur topic was the same thing i'm concerned about

The hospital made me pay my whole portion... plus more after because the first amount was “just an estimate”.

18 minutes ago, sabrinamena said:

The hospital made me pay my whole portion... plus more after because the first amount was “just an estimate”.

So you had to pay the whole $7,150 prior to surgery?

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So you had to pay the whole $7,150 prior to surgery?

I think it ended up being about $5,000 to the hospital. And then the psych Eval was like $800. Stress test was $1,500. Dietitian was $300.
I had to pay the whole $7,150 but since some of the other stuff went towards it the whole amount didn’t have to go to the hospital.

1 minute ago, sabrinamena said:

I think it ended up being about $5,000 to the hospital. And then the psych Eval was like $800. Stress test was $1,500. Dietitian was $300.
I had to pay the whole $7,150 but since some of the other stuff went towards it the whole amount didn’t have to go to the hospital.

Ok,thank you

Ok,thank you

You’re welcome