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sabrinamena

Pre Op
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Everything posted by sabrinamena

  1. sabrinamena

    Question about out of pocket

    You’re welcome
  2. I was approved by my insurance (BSBCIL), but now I am very confused about what part of the cost I will be responsible for. My deductible is $750. Coinsurance 75/25. Out of pocket is $7,150. When I spoke to the surgeon's office they said for example if I had surgery that day since I had not met my out of pocket that the hospital would ask for the entire $7,150. Which is a little (a lot) more than I was expecting. I was under the impression that I would be responsible for the deductible, and then 25% after that until it reached out of pocket max? Please help me understand! Sent from my iPad using the BariatricPal App
  3. sabrinamena

    Question about out of pocket

    I think it ended up being about $5,000 to the hospital. And then the psych Eval was like $800. Stress test was $1,500. Dietitian was $300. I had to pay the whole $7,150 but since some of the other stuff went towards it the whole amount didn’t have to go to the hospital.
  4. sabrinamena

    Question about out of pocket

    The hospital made me pay my whole portion... plus more after because the first amount was “just an estimate”.
  5. sabrinamena

    Any June Sleevers!?!

    Scheduled for May 30th [emoji51]
  6. sabrinamena

    BCBSIL Insurance questions

    Sorry I am barely responding! I decided to go with a different surgeon and I called the hospital that I will be having the surgery at, the hospital said I should expect to pay about $4,500 to them. Much better than what the other dr office had me expecting! My insurance is 75/25 and my out of pocket is $7,150. Deductible is $750.
  7. sabrinamena

    "Cheap" Protein Shakes?

    Premier Protein!
  8. sabrinamena

    Bcbsil precertification

    I would call insurance in a few days. Mine was approved a week before I finally called. Who knows when they would have sent it. I have bcbsil and was waiting for the pre authorization as well Sent from my iPad using the BariatricPal App
  9. sabrinamena

    BCBSIL Insurance questions

    That's you paying just about the full amount...what is your deductible if you don't mind me asking My deductible is $750 and my out of pocket is $7,150. Co-insurance is 75/25. I'm honestly kind of confused with all of it! Sent from my iPhone using the BariatricPal App
  10. sabrinamena

    BCBSIL Insurance questions

    My deductible is $750 and my out of pocket is $7,150. Co-insurance is 75/25. I'm honestly kind of confused with all of it! Sent from my iPhone using the BariatricPal App
  11. sabrinamena

    BCBSIL Insurance questions

    I have BCBSIL, they submitted my pre-authorization on Dec. 12 and was approved on Jan. 9. Looks like it's going to still be about $10,000 for me though so we haven't set a date Sent from my iPad using the BariatricPal App
  12. sabrinamena

    Question about out of pocket

    Yes I tried the estimator but my insurance approves on a case to case so it won't show the price after insurance. Our website isn't very helpful at all! Thank you guys for replying! Sent from my iPhone using the BariatricPal App
  13. sabrinamena

    Question about out of pocket

    No my insurance started over with the new year. My out of pocket is $7,150. I think the surgeon's office isn't telling me something right. Also, my deductible doesn't count towards the out of pocket. I've never had to deal with insurance other than my usual yearly PCP and obgyn so this is all like a foreign language to me. Sent from my iPad using the BariatricPal App

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